Umtshintshi Wemali

Guqulela phakathi kweemali ezingama-173 ngamaxabiso aphakathi kwimarike abukhoma. Simahla kuye wonke umntu — ngena ukuze ugcine ozithandayo kwaye usete izilumkiso. Akufuneki uthumele imali.

Ixabiso eliphakathi kwimarike Kuhlaziywe ngomzuzu ngamnye Iimali ezingama-173 Simahla rhoqo

Ihlaziywe ngoku nje

1 ZAR (%) =

0 .06 USD

Idola yeUnited States

1 IRand yaseMzantsi Afrika = 0.060916 Idola yeUnited States

Ixabiso Eliphambeneyo

1 USD = 16.4160 ZAR

Igqityiwe ukuhlaziywa

Ngoku nje

Izibini Zemali Ezidumileyo

Izibini zemali ezingama-30 ezikhangelwa kakhulu namhlanje ngamaxabiso akule mini.

Guqulela NgeMali

Uninzi lwabantu luguqulela imali eziqhelekileyo. Khetha indawo yokuqala:

R1 R5 R10 R20 R50 R100 R500 R1,000 R5,000 R10,000

Okanye sebenzisa umtshintshi ongentla ukufaka nayiphi na imali kunye nesibini.

Yintoni Umtshintshi Wemali?

Umtshintshi wemali sisixhobo esibala ixabiso lemali enye xa ithelekiswa nenye sisebenzisa amaxabiso omtshintshiselwano akhoyo ngoku. Ufaka imali ofuna ukuyiguqulela, ukhetha imali onayo (imali onayo) kunye nemali ofuna ukwazi ixabiso layo, kwaye isixhobo sibuyisela imali eguqulweyo ngokusekelwe kwixabiso lokutshintshiselana lwamva nje.

Umtshintshi ka Currency.Wiki uxhasa iimali ezingama-173 — kubandakanya eziphambili (USD, EUR, GBP, JPY), iimali zeemarike ezivelayo, iimali zommandla, izinyithi ezixabisekileyo (igolide, isilivere, ipleyitini, ipalladium), kunye nezinye i-cryptocurrencies ezikhethiweyo. Zonke iinguqulelo zisebenzisa ixabiso eliphakathi kwimarike (ekwabizwa ngokuba yixabiso le-interbank okanye ixabiso lokwenyani) — elona xabiso libonwa ziibhanki xa zitshintshiselana ngemali phakathi kwazo.

Ngokungafaniyo nezixhobo ezininzi zomtshintshi wemali kwiwebhu, i Currency.Wiki ayisiyo nkonzo yokuthumela imali. Asithengisi ukuthumela imali kwamanye amazwe, asigcini imali egameni lakho, okanye sibeke umda kwixabiso. Ixabiso olibona lelona xabiso. Ukuba ufuna ukuthumela imali kwamanye amazwe, ixabiso esilibonisayo sisekelo omele uthelekise nasiphi na isibonelelo somboneleli.

Umtshintshi Wethu Wemali Usebenza Njani?

Injini yethu yamaxabiso itsala idatha ephilayo kubaboneleli abaninzi bedatha yotshintshiselwano lwemali yangaphandle ize iyidibanise ibe lixabiso elinye eliphakathi kwemarike, elihlaziywa ngomzuzu ngamnye ngeeyure zokurhweba. Ixabiso eliphakathi kwemarike limele umbindi phakathi kwamaxabiso okuthenga nawokuthengisa kwimarike yehlabathi ephakathi kweebhanki — lelona xabiso lereferensi lithe ngqo nelingathathi cala lifumanekayo.

Izinto ezintathu ezigcina ixabiso lichanekile kwaye liqinile:

Ukubuyela kubaboneleli abaninzi. Ukuba umboneleli wethu oyintloko wedatha ubuyisela idatha engaphelelanga, injini ngokuzenzekelayo iqinisekisa impendulo kwaye itshintshele komnye umboneleli. Iimali ezibalulekileyo ziqinisekiswa kuluhlu olumhlophe phambi kokuba naliphi na ixabiso lipapashwe.
Uhlaziyo oluphilayo. Amaxabiso ahlaziywa ngomzuzu ngamnye ngeeyure zemarike ye-forex (iiyure ezingama-24, ngoMvulo ukuya ngoLwesihlanu). Ngaphandle kweeyure zokurhweba, ixabiso lokugqibela elipapashiweyo liboniswa kunye nexesha.
Idatha yembali yeminyaka engama-15+. Zonke izibini zemali esizibonisayo zinamaxabiso embali abuyela emva ku-2010 (okanye ngaphambili kwizibini eziphambili), okuvumela ukuba uthethe iitshathi zethemba kwaye uthelekise ixabiso langoku nanangawuphi na umhla odlulileyo.

Ixabiso lolwazi kuphela — lelona nani ibhanki okanye inkonzo yokuthumela imali ingalibona phambi kokuba yongeze nayiphi na imali ephezulu. Uninzi lwezicelo zemali zabathengi zongeza i-2–4% kweli xabiso. Thina asenzi njalo, kuba asithengisi ukuthumela imali.

Yintoni eyahluke kwiCurrency.Wiki

Xa undwendwela Wise, XE, OFX, Revolut, okanye Western Union, uza kubona phantse ixabiso elifanayo neli sibonisa — kuba kukho elinye kuphela ixabiso eliphakathi lemarike, kwaye yonke imithombo ethembekileyo iyalipapasha. Umahluko awukho kwinani. Umahluko kukuba singubani njengeshishini.

Iinkonzo zokuthumela imali

Iinkonzo ezifana Wise, XE, OFX, Revolut, Western Union, Remitly zikhona ukuhambisa imali ngaphesheya kwemida. Amaphepha azo okuguqula imali abonisa ixabiso eliphakathi lemarike ukuze ube nomdla; xa uqala ukuthengiselana, ixabiso langempela lonyuswa nge-0.4–4%. Loo margin yindlela abenza ngayo ingeniso kwiimali.

Ukuthumela imali kumazwe angaphandle: bahlala belungile.

Currency.Wiki — isixhobo sokuguqula

Asithumeli imali kwaye asiyomveliso yezezimali. Isiguquli sesona sixhobo — ngoko ixabiso olibonayo lelona kuphela sinokukunika lona. Akukho "ixabiso lomthengi" lesibini lisetyenziswa xa ucofa nantoni, kuba akukho kuthengiselana ekupheleni apho songeza khona margin.

Ukukhangela, uthelekisa, uthetha, uthumela ngaphandle, okanye ufake amaxabiso: yile nto sakhelwe yona.

Inani elifanayo, umnqweno ohlukileyo. Sebenzisa inkonzo yokuthumela imali xa uhambisa imali. Sebenzisa iCurrency.Wiki xa ufuna ukwazi ixabiso — ngaphandle kokutsalwa kwintengiso ekupheleni.

Yenze Eyakho — Ngena Ukuze Uyilungelelanise

Currency.Wiki isimahla kuye wonke umntu ngaphandle kweakhawunti. Ukungena simahla kongeza ulungelelwaniso oluhambelana kwiwebhu, iselfowuni, isongezelelo sesikhangeli, kunye nezixhobo zethu zeShopify/WordPress.

Ezithandwayo

Gcina izibini zemali ezili-10 ukuze uzifumane ngokukhawuleza.

Izilumkiso Zamaxabiso

Fumana isaziso xa ixabiso lifikelela kwithagethi yakho.

Izicwangciso

Gcina uqwalaselo lweemali ezininzi zokuhamba, umvuzo, okanye ishishini.

Amaxabiso Akho

Landelela amaxabiso akho omtshintshiselwano kunye nawethu.

Ukuthumela ngaphandle

Gcina iitafile zoguqulelo kwiPDF okanye CSV.

Ukuvumelanisa Kwilifu

Ulungelelwaniso luhamba nawe kuzo zonke izixhobo.

Iakhawunti yasimahla: Ezithandwayo ezili-10 · Izilumkiso ezi-3 · Izicwangciso ezi-3 · Ukuthumela ngaphandle kube kanye/ngosuku
Web Pro ($3.99/ngenyanga): yonke into ingenamda · akukho ntengiso · inkxaso ephambili

Jonga Iimpawu zePro

Khangela Iimali Ngengingqi

Khetha ingingqi ukuze ubone zonke iimali ezikolo mmandla kwi Currency Encyclopedia yethu.

Americas

USD · CAD · BRL · MXN · ARS

Europe

EUR · GBP · CHF · NOK · SEK

Asia & Middle East

CNY · JPY · KRW · INR · AED · SAR

Africa

ZAR · NGN · KES · GHS · EGP

Oceania

AUD · NZD · FJD · PGK

I-Crypto & Izinyithi

BTC · ETH

Zonke iiRandi ezi-173 ezixhaswayo

Jonga yonke imali esiyixhasayo, kunye neprofayili zamazwe, iisimboli, kunye nokuguqulwa okuphila kuyo nayiphi na enye imali.

Vula I-Encyclopedia yeMali

Imibuzo Ebuza Rhoqo

Ichaneke kangakanani imali yokutshintshiselana?

Amaxabiso ethu otshintshiselwano lixabiso eliphakathi kwemarike (aphakathi kweebhanki) — umbindi phakathi kwamaxabiso ehlabathi okuthenga nawokuthengisa. Amaxabiso ahlaziywa ngomzuzu ngamnye ngeeyure zokurhweba. Sisebenzisa ababoneleli abaninzi kunye nokuqinisekiswa okuzenzekelayo ngeenkqubo ezizezinye, ukuze ukuphazamiseka komboneleli omnye kungakhokeleli kwidatha engachanekanga okanye engaphelelanga. Ixabiso olibonayo liyafana nelo libonwa ziibhanki ngaphambi kokuba zongeze nayiphi na inzuzo yazo.

Yintoni imali ephakathi (mid-market rate)?

Imali ephakathi (ekwabizwa ngokuba yi-interbank rate, spot rate, okanye real exchange rate) yexabiso elisetyenziswa ziibhanki kunye neenkampani zemali ezinkulu xa zitshintshiselana ngemali phakathi kwazo. Yeyona iphakathi kwe-ofa yokuthenga (bid) kunye neyokuthengisa (ask) kwimarike yehlabathi yokutshintshiselana ngemali. Yeyona xabiso icocekileyo, ingathathi cala — kodwa ayisosixabiso oza kusifumana ebhankini okanye kwi-app yokuthumela imali, eziqhele ukongeza i-2–4% ephezulu.

Amaxabiso ahlaziywa kangaphi?

Ngomzuzu ngamnye ngeeyure zemarike ye-forex (iiyure ezingama-24 ngoMvulo – ngoLwesihlanu, kuvaliwe ngeempelaveki). Ngaphandle kweeyure zokurhweba, kuboniswa ixabiso lokugqibela elipapashiweyo kunye nexesha elicacileyo. Amaxabiso embali emihla ngemihla apapashwa ebusuku emva kokuvalwa kwemarike.

Ngaba iCurrency.Wiki isimahla ngenene?

Ewe. Ukuguqula phakathi kweemali ezi-173, ukubona imizobo yeminyaka engama-15+ edlulileyo, ukujonga i-encyclopedia yemali, kunye nokusebenzisa isiguquli seemali ezininzi konke kusimahla ngaphandle kokubhalisa. Iakhawunti yasimahla yongeza izinto ozikhethayo ezihambelana nezixhobo: ozithandayo, izilumkiso zexabiso, iipreset, amaxabiso wesiko, kunye nokuthumela ngaphandle kwiPDF/CSV. IWebhu Pro kwi-$3.99/ngenyanga ivula ukusetyenziswa okungenamda kwezo zinto kwaye isusa iintengiso.

Kutheni amaxabiso okutshintshiselana engafani phakathi kweendawo zewebhu?

Ixabiso eliphakathi (mid-market rate) liyafana kwihlabathi — yonke imithombo ethembekileyo ibonisa inani elisondeleyo. Umahluko uvela xa iwebhusayithi iyinkonzo yokuthumela imali efihla imali ephezulu yayo. Uninzi lwababoneleli bokuthumela imali lubonisa ixabiso eliphakathi ngokucacileyo kodwa batshaja "ixabiso lomthengi" elahlukileyo xa uqala ukuthengiselana. ICurrency.Wiki ibonisa ixabiso eliphakathi ngokucacileyo kuba asithengisi ukuthumela imali — oko ububonayo yixabiso langempela, kwaye nayiphi na imali ephezulu oyibonayo kwenye indawo yinzuzo yomnikezeli.

Lixesha lini elingcono lokuguqula imali?

Ukufumaneka kwemali kuphezulu ngexesha lokudibana kweeseshoni zokurhweba zaseLondon naseNew York, malunga ne-8 kusasa ukuya ku-12 emini Eastern (1 emini – 5 emini GMT). Ngelo xesha, umahluko phakathi kwe-ofa yokuthenga neyokuthengisa unciphile kuba urhwebo lukhulu, ngoko ixabiso lizinzile kwaye ababoneleli abaninzi banikezela ngemigaqo emihle. Ngaphandle kwelo xesha, ngakumbi ngeempelaveki, amaxabiso anokungahlaziywa okanye abe nemahluko omkhulu ngenxa yokuncipha kokufumaneka kwemali.

Ziziphi iimali ezixhaswayo?

Iimali ezi-173, ezigubungela yonke imali yamazwe ngamazwe, izinyithi ezixabisekileyo (igolide, isilivere, ipleyitini, ipalladium), kunye ne-cryptocurrencies ezinkulu. Uluhlu lubandakanya iimali eziphambili (USD, EUR, GBP, JPY, CHF), iimali zeemarike ezisakhulayo (BRL, INR, ZAR, TRY), iimali zeengingqi (XAF, XOF, XCD, XPF), kunye neembali ezibalulekileyo. Jonga kwi-Encyclopedia yeMali ngolwazi oluthe vetshe.

Ndingabubona amaxabiso okutshintshiselana angembali?

Ewe — isibini ngasinye sinedatha yembali eya emva kuJanuwari 1, 2010, eboniswa njengemizobo (24h / 7d / 30d / 90d / 1y / 3y / 5y / 10y / 15y) okanye itafile yeCSV ekhutshelwayo. Izibini eziphambili zinedatha yemizuzu kwiintsuku ezingama-30 ezidlulileyo. Jonga kwi-Historical Rates Viewer ngolwazi oluthe vetshe.

Ndingayifaka le converter kwiwebhusayithi yam?

Ewe — sinomakhi wewidget yasimahla yeewebhusayithi, iplagi yeWordPress, kunye ne-app yeShopify. Kukho nesandiso sesikhangeli esiguqula amaxabiso ngokuzenzekelayo kuyo nayiphi na iphepha otyelelayo. Konke kusimahla kusetyenziso lomntu kunye neshishini.

Yongeza Umrhumo Wotshintshiselwano

Iibhanki kunye neenkonzo zotshintshiselwano zihlala zityhila umrhumo. Khetha umrhumo oqhelekileyo ukuze ubone isixa onokuthi usifumane.

Umrhumo Wesiko (%)