Time in Waterloo, United States now
9:49:13 AM
Saturday, July 11, 2026
CDT · UTC-05:00
Time zone
CDT
UTC-05:00
America/Chicago
Daylight saving
On (DST in effect)
Back 1h on
November 1, 2026
Sun
↑ 5:42 AM ↓ 8:47 PM
Day length 15h 5m
Solar noon 1:14 PM
Time difference
Calculating the difference from your location…
Nearby cities in Iowa (8)
Waterloo facts
- Country
- United States
- Region
- Iowa
- Coordinates
- 42.4928, -92.3430
- Population
- 68,460
Frequently asked
What time is it in Waterloo right now?
The current local time in Waterloo is shown above and updates live every second. Waterloo is on CDT (UTC-05:00).
What time zone is Waterloo in?
Waterloo uses the America/Chicago time zone, currently CDT (UTC-05:00).
Is Waterloo on daylight saving time?
Yes. Waterloo is currently observing daylight saving time (CDT, UTC-05:00). Clocks change next on November 1, 2026.
What is the time difference between Waterloo and New York?
New York is +1h relative to Waterloo (New York is currently 10:49 AM).
Live clock; time-zone & DST data from the IANA Time Zone Database.
